How to make and achieve your financial goals
to improve your financial goal in 2017. Really depends on your mental ability.
I’m not fond of “need to” or “should
do” when it comes to getting your finances in shape. Rather, I believe in
keeping things simple and working toward what you want designing yourself to
suit a certain situation.
What’s more, I prefer the word goals
over resolutions. Goals are personal and give you direction. Goals change as
your priorities change. Goals are based on what you want to accomplish, not
what you think you should do. Very few people succeed for any length of time
with “should dos.”
To set goals, here’s how to get
started.
1. Get a piece of paper and three
index cards and call a family meeting.
Couples should make joint goals, and
a family should gather input from everyone old enough to contribute their
ideas. Now the hard part —make a list
of what you want. This is as hard as it gets.
Sometimes it really is difficult to determine what you want. Write down
everything that everyone suggests. The only rule is you have to be specific.
For example, financial stability is not a specific goal, but paying off a
credit card is building house and lot more.
Note One major thing you must tackle
is To keep life from disrupting your goals. Don’t let your environment to
overwhelm you. Don’t mind the economy situation. Rather fight for your goals.
Build your own savings account no matter how small.
Let do this simple arithmetic if you
earn a little no matter how little you earn you can save 30% from it now
calculate how much you will have to in the next five month. You see it takes
discipline and the right mindset to achieve what you want.
2.
Work with
what you have planned.
You just don’t sit there doing noting and expecting
something to happen. After planning what you want to achieve stand up. Work
with what you have planned; build your subconscious mind to a kind of
satisfaction you really want it to be. If you can teach why waiting to work in
a big company you can become a home tutor. Or think of any business to do. Some
say you really need to be financially strong. But it’s a lie.
Have seen many start a business with little capital
or no capital and now there are somewhere in the word. You can do it believe in
your self.
Look for what your environment wants and provide it
for them. People may blast you or call you all sort of name but never mind you
will get there.
3.
Spend
less.
Yes planned less you can do this. If you are a
discipline type. Before you collect your monthly allowance draw a shit planned
with what you need and pick the most important one.
Now it’s time to narrow down the
goals that you truly want your family to accomplish. Don’t forget to include
some family fun in your goals as it is important to have balance in your
financial life. Transfer this list to your index cards. All three index cards
should have the same items on them in the same order. At the top of the card
write 2019. You now have your goal card.
Keep one card for yourself, give one
to your significant other, and leave one where you will see it often; the
refrigerator or the computer are both good options. Keep your own card in your
wallet or checkbook — wherever you will see it when you spend money.
Your mind now knows what it wants
and will set out to accomplish it. You will have set backs; we all do. But keep
your goal card with you, and it will help you get back on track to what you and
your family want to accomplish. When you get your tax return or come into extra
money, you will have a plan for it because you have goals you want to reach. On
the other hand, when you get an urge to buy what your friend has, you will be
able to refocus on what you want — not what someone else has.
It truly is as simple as writing
down what you want on an index card and keeping it with you. Try it and you
will be amazed by how much you have accomplished by the end of 2019. The choice
is yours.
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